PayToolkit › Job Pay Guides › Job Pay Guides

Job Pay Guides — Salaries With The Tax Already Done

Most salary guides stop at the gross figure. Ours show what every pay point is actually worth after Income Tax and National Insurance at 2026/27 rates — across 17 professions.

🏥 NHS Pay BandsAll Agenda for Change bands 2026/27 🩺 Nurse PayBand 5 to 8a after tax 👨‍⚕️ Doctor PayFY1 to consultant, after tax 🍎 Teacher PayM1 to UPS3 and the 3.5% award 👮 Police PayConstable to inspector by rank 🎖️ Army PayPrivate to Lt Col with the full package 🖥️ Software Engineer PayJunior to staff, national and London ⚖️ Solicitor PayHigh street to Magic Circle 🧮 Accountant PayTrainee to finance director ✈️ Pilot PayFirst officer to captain 🚆 Train Driver Pay£69k average, no degree needed 🛫 Cabin Crew PayBasic + flight pay + allowances ⚡ Electrician PayEmployed vs self-employed rates 🏗️ Civil Engineer PayGraduate to director ⚙️ Mechanical Engineer PayBy level and sector 📐 Quantity Surveyor PayAverage £45k, MRICS premium 🏘️ Estate Agent PayBasic vs OTE commission reality ⚠️ The £100k Tax TrapThe 62% marginal rate explained

Why take-home matters more than salary

Two jobs £5,000 apart in salary can be barely £200 a month apart in the bank once tax, NI and pension land. Every guide pairs official 2026/27 pay scales — NHS Employers circulars, the STRB and PRRB awards, the AFPRB military award — or current market data with computed take-home figures using the same HMRC-aligned engine behind our Take-Home Pay Calculator.

Check your own numbers

Take-Home Pay CalculatorFull breakdown with pension & student loan Tax Code CheckerMake sure you're not overtaxed Pension Tax ReliefSee what contributions really cost Salary ComparisonCompare two salaries after tax

Frequently asked questions

Where does the salary data come from?▾

Official pay circulars for public-sector roles (NHS, teachers, police, armed forces) and current market survey data for private-sector professions, all updated for 2026/27.

Are the take-home figures exact?▾

They assume a standard 1257L tax code in England/Wales/NI with no pension, student loan or benefits in kind. Use the Take-Home Pay Calculator for your personal numbers.

Can you add my profession?▾

We're expanding the set — use the contact page to suggest a profession and we'll prioritise it.