UK tax calculators that show what you'll actually keep.

Free UK tax calculators built on HMRC rules for 2026/27. No signup, and nothing you type is stored.

Calculate take-home pay Browse all calculators

Quick take-home estimate

Yearly salary before tax

£28,720 a year

£2,393 a month after tax and National Insurance

Income Tax: £4,486
National Insurance: £1,794
Tax rate overall: 18.0%

England, Wales and Northern Ireland, 2026/27. Living in Scotland? Use the Scotland calculator. Add a pension or student loan in the full calculator.

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Search every calculator and tool on the site.

New: PayToolkit HR, now in early access

Leave, sickness, documents and an Ask HR assistant for UK small businesses, from the team behind these calculators. Request a demo to try it with your own team.

See PayToolkit HR

Start with your situation

Pick the one that sounds most like you and we will show the calculators that matter.

Not sure? See every situation on one page

I'm employed

Take-home pay, tax codes, payslips and pay rises.

All pay calculators

I'm self-employed

Sole trader tax, money to set aside, penalties and company pay.

All business calculators

I own or buy property

Stamp Duty, buy-to-let tax, Capital Gains and council tax.

All property calculators

I have a family

Child Benefit, childcare, Marriage Allowance and pensions.

All family calculators

Good places to start

Take-home pay calculator

What a salary is worth after Income Tax, National Insurance, pension and student loan.

A £35,000 salary in England£2,393 a monthafter tax and National Insurance

Open the calculator

Sole trader tax

Your Income Tax and Class 4 National Insurance on your profit.

Calculate

Stamp Duty

The tax on your purchase, including first-time buyer relief.

Calculate

Self Assessment penalties

Estimate late filing and late payment penalties and interest.

Estimate

Childcare costs

What you pay after free hours and Tax-Free Childcare.

Calculate

Vehicle checks

Check a car's tax and MOT, look at its history, or work out what road tax costs.

Car tax and MOT check

Enter a registration to see whether a vehicle is taxed and when its MOT runs out.

Check a vehicle

MOT history

See past MOT results, advisories and recorded mileage for any vehicle.

View MOT history

Car history check

Look into a used car's background before you buy it.

Run a history check

Road tax calculator

Work out car tax (VED) from CO2, fuel type and list price.

Calculate road tax

Numbers you can check

Every figure links back to its official source, and every correction we make is published with a date.

Recent corrections

Oct 2026Budget 2026 changes added to ISA, property, savings and CGT pages
Oct 2026Twelve more calculators corrected, including salary sacrifice and tax codes
Oct 2026Dividend tax and self-employed National Insurance rates corrected

Read the full changelog

Rates from GOV.UK and HMRCUpdated for the 2026/27 tax year, with each source listed.
Reviewed by a qualified accountantKey calculators are checked by J Perera, BSc Management, CIMA.
Tested against hand calculationsWe recheck results whenever a rate or threshold changes.
Your numbers stay in your browserCalculators run on your device, so nothing you type is stored.

Dates coming up

31 January2027

Online returns and payment are due. Penalties and interest start the day after.

Estimate late penalties

5 April2027

The 2026/27 tax year ends. Use this year's ISA and pension allowances before they reset.

See all tax deadlines

New guides

VAT

Do I need to register for VAT?

The threshold, voluntary registration and what changes once you are registered.

Student loans

How much is my student loan repayment each month?

Repayment plans, thresholds and rates, with a worked example.

Maternity pay

Is maternity pay taxed?

How Statutory Maternity Pay works and how it is taxed.

More than calculators

Keep your records, get an accountant's help, and read the reasoning behind the numbers.

Expense tracker

Log expenses and mileage through the year so your tax return takes minutes, not a weekend.

Open the expense tracker

Accounting services

Talk to a CIMA accountant about your tax return, bookkeeping or Making Tax Digital.

See accounting services

Blog and downloads

Plain-English tax articles, free checklists and templates, and a glossary for the jargon.

Read the blog

Built by one person who needed this

PayToolkit started because I could not find one place for accurate, free UK tax answers without being upsold or asked for an email. I'm Rasika Gamage, an electronics engineer by background, so I test every calculator against the official figures and publish a correction whenever I get something wrong. Key calculators are reviewed by J Perera, a CIMA accountant.

Read the full story