Everything a PAYE employee needs to check their pay, bonus, and pension — all in one place
If you’re employed and paid through PAYE, tax and National Insurance are deducted automatically — but that doesn’t mean the numbers are always right, or that you’re making the most of your pay. This page brings together every free PayToolkit calculator built specifically for employees, so you can check your take-home pay, verify your payslip, understand a bonus or pay rise, and plan your pension in one place.
Enter your annual salary into the Take-Home Pay Calculator to see what you should be receiving after tax, NI, pension and student loan.
Compare the figure your employer pays you against the calculator. If your tax code looks wrong, use the Payslip Checker to confirm.
Before a bonus lands or a pay rise is agreed, use the Bonus Tax or Pay Rise calculators to know exactly what you'll actually take home.
Compare your payslip deductions to the figures our Payslip Checker calculates using your gross pay and tax code. A significant mismatch, especially with an emergency tax code (ending W1 or M1), usually means you are overpaying and should contact HMRC.
Yes — UK employers are legally required to provide an itemised payslip showing gross pay, each deduction, and net pay, on or before every payday.
Relief is given at your highest rate of Income Tax — 20%, 40%, or 45%. Basic rate relief is usually added automatically; higher and additional rate taxpayers must claim the rest via Self Assessment. See our Pension Tax Relief Calculator for the exact figures.