Cookie Policy

Last updated: 3 November 2026

This Cookie Policy explains how PayToolkit uses cookies and similar technologies. We use a small number of cookies. One stores your preferences, and the analytics tools described in section 4 set cookies that help us measure how the site is used. If advertising is shown, Google AdSense also sets advertising cookies (section 4A).

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites function properly, improve security, and remember preferences. Cookies cannot access files on your device or run programs.

2. Cookies We Use

This cookie only stores your cookie choice and holds no personal or financial data. Cookies set by our analytics tools are described in section 4.

3. Third-Party Cookies

PayToolkit contains affiliate links to third-party services (e.g., business bank accounts, accounting software, insurance providers). When you click these links, the destination website may set cookies on their domain to track referrals and attribute commissions.

We do not control these third-party cookies. Examples include:

• Awin — affiliate tracking for Starling Bank, Tide, and other partners
• Impact / Partnerize — affiliate tracking for FreeAgent, QuickBooks
• Individual merchants — Airbnb, Booking.com, CompareTheMarket

These cookies are set by the third party, not by PayToolkit. Please review the privacy and cookie policies of the respective services for more information.

4. Analytics

We use Google Analytics (Google) and Microsoft Clarity to understand how visitors use the site, for example which pages are popular and where people get stuck. These tools set their own cookies (such as _ga and _clck) and receive technical information such as your IP address, browser, device and the pages you visit. Clarity may also record anonymised interaction such as clicks and scrolling. You can block or delete these cookies at any time in your browser settings (see section 5). We do not use Meta Pixel. These tools only run if you click Accept on our cookie banner, and you can change your choice at any time using the Cookie settings link in the footer.

4A. Advertising (Google AdSense)

We may show advertisements provided by Google AdSense. Google and its partners use cookies and similar technologies to show and measure ads and, where you agree, to personalise them using information from your visits to this and other websites. These cookies are set by Google, not by PayToolkit. Where the law requires it, we ask for your consent before personalised ads are shown, and you can change your choice at any time by clearing your cookies (see section 5).

You can manage how Google uses your data, and turn off personalised advertising, in Google Ad Settings. You can also opt out of many third-party advertising cookies at Your Online Choices. To see how Google uses information from sites that use its services, read How Google uses information. Affiliate and sponsored links on this site are labelled.

5. Managing Cookies

You can control and delete cookies through your browser settings:

• Chrome: Settings → Privacy and security → Cookies and other site data
• Firefox: Settings → Privacy & Security → Cookies and Site Data
• Safari: Preferences → Privacy → Cookies and website data
• Edge: Settings → Cookies and site permissions → Manage and delete cookies

Deleting cookies will also remove any cookie preference stored on your device.

6. Changes to This Policy

We may update this Cookie Policy if we add new features that require additional cookies. Any changes will be posted on this page with an updated date.

7. Contact Us

If you have any questions about this Cookie Policy, please contact us at privacy@paytoolkit.co.uk.