Universal Credit is calculated using your standard allowance (£368.74/month for a single person over 25 in 2026/27), plus elements for children, housing costs, and caring responsibilities.
The 55p taper rate means for every £1 you earn above your work allowance, your UC reduces by 55p. This calculator gives an estimate — actual entitlement depends on your full household circumstances.
Note: This is a simplified estimate. Contact Citizens Advice or use the official GOV.UK benefits calculator for a full assessment.
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