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Doctor Pay 2026/27 — Foundation Year to Consultant, After Tax

NHS medical pay scales in England from 1 April 2026, with the after-tax figure at every grade.

NHS doctors in England are paid on national scales updated from 1 April 2026. Basic pay is only the start — resident doctors add roughly 20–40% through additional-hours pay, a 37% night enhancement, weekend allowances and on-call availability payments. Consultants and senior GPs sit deep in the £100k tax trap, making pension planning essential.

GradeBasic salaryTake-home / yearTake-home / month
Foundation Year 1 (FY1)£40,190£32,456£2,705
Foundation Year 2 (FY2)£45,994£36,635£3,053
Registrar (ST3+) — entry£54,499£42,167£3,514
Registrar — top£76,582£54,975£4,581
Specialty doctor — top£102,689£69,579£5,798
Salaried GP — mid range£98,000£67,397£5,616
Consultant — entry£113,565£73,712£6,143
Consultant — top£150,569£90,959£7,580

Take-home figures use 2026/27 England/Wales/NI rates (Income Tax + employee NI only, standard tax code, no pension or student loan). Model your exact situation with our Take-Home Pay Calculator.

Why consultants keep less than you'd think

Between £100,000 and £125,140 the personal allowance taper pushes marginal tax to 62% — a consultant's pay band sits almost entirely inside or above it. NHS pension contributions (up to 12.5% tiers) get full relief and are the main lever for managing this, though annual allowance charges can bite at consultant level — check with our Annual Allowance Calculator.

Check your own numbers

Take-Home Pay CalculatorFull breakdown with pension & student loan Tax Code CheckerMake sure you're not overtaxed Pension Tax ReliefSee what contributions really cost Salary ComparisonCompare two salaries after tax

Frequently asked questions

What does an FY1 doctor earn in 2026/27?

£40,190 basic from April 2026 — around £2,596/month after tax and NI before pension, plus significant enhancements for nights, weekends and extra hours.

How much does a consultant take home?

A top-scale consultant on £150,569 takes home roughly £89,067 a year (£7,422/month) after tax and NI — the personal allowance is fully withdrawn at this level.

Do GPs earn more than consultants?

Salaried GPs earn £78,699–£118,759; GP partners share practice profits and can exceed consultant pay, but carry business risk and often self-employed tax obligations.

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