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UK Tax Rates Quick Reference Card 2026/27
Every key tax rate and threshold for 2026/27 on a single printable page. Keep it on your desk, pin it to your noticeboard, or save it to your phone.
What Is on the Reference Card?
This free printable card condenses every key UK tax rate and threshold for 2026/27 onto a single A4 page. Whether you are an accountant, bookkeeper, self-employed, or just want to know your tax position at a glance, this card has you covered.
Income Tax 2026/27
| Band | Rate | Income Range |
|---|---|---|
| Personal Allowance | 0% | Up to £12,570 |
| Basic Rate | 20% | £12,571 - £50,270 |
| Higher Rate | 40% | £50,271 - £125,140 |
| Additional Rate | 45% | Over £125,140 |
Personal allowance reduces by £1 for every £2 above £100,000. Fully withdrawn at £125,140.
National Insurance 2026/27
| Type | Rate | Threshold |
|---|---|---|
| Class 1 (Employee) | 8% | £12,570 - £50,270 |
| Class 1 (Employee) | 2% | Above £50,270 |
| Class 2 (voluntary) | £3.65/week | Only if profits are under £7,105 |
| Class 4 (Self-employed) | 6% | £12,570 - £50,270 |
| Class 4 (Self-employed) | 2% | Above £50,270 |
Dividend Tax 2026/27
| Band | Rate |
|---|---|
| Dividend Allowance | £500 (tax-free) |
| Basic Rate | 10.75% |
| Higher Rate | 35.75% |
| Additional Rate | 39.35% |
Capital Gains Tax 2026/27
| Asset Type | Basic Rate | Higher Rate |
|---|---|---|
| Residential Property | 18% | 24% |
| Other Assets | 18% | 24% |
| Annual Exempt Amount | £3,000 | |
Inheritance Tax 2026/27
| Allowance | Amount |
|---|---|
| Nil-Rate Band | £325,000 |
| Residence Nil-Rate Band | £175,000 |
| Combined (married) | Up to £1,000,000 |
| Tax Rate above threshold | 40% |
Other Key Rates
| Item | Rate / Amount |
|---|---|
| VAT Standard Rate | 20% |
| VAT Reduced Rate | 5% |
| Corporation Tax (main) | 25% |
| Corporation Tax (small profits) | 19% |
| Pension Annual Allowance | £60,000 |
| Marriage Allowance | £1,260 transfer |
| Child Benefit threshold | £60,000 - £80,000 |
| Student Loan Plan 2 threshold | £29,385 |
| Student Loan Plan 5 threshold | £25,000 |
Scottish Income Tax 2026/27
Scotland has its own Income Tax rates. The reference card includes these too:
| Band | Rate | Income Range |
|---|---|---|
| Starter Rate | 19% | £12,571 - £16,537 |
| Basic Rate | 20% | £16,538 - £29,526 |
| Intermediate Rate | 21% | £29,527 - £43,662 |
| Higher Rate | 42% | £43,663 - £75,000 |
| Advanced Rate | 45% | £75,001 - £125,140 |
| Top Rate | 48% | Over £125,140 |
Stamp Duty / LTT / LBTT 2026/27
The card also includes property purchase tax rates for all three UK nations:
| Nation | Main residential rates by purchase price |
|---|---|
| England (SDLT) | 0% to £125,000; 2% £125,001 - £250,000; 5% £250,001 - £925,000; 10% £925,001 - £1.5m; 12% above |
| Scotland (LBTT) | 0% to £145,000; 2% £145,001 - £250,000; 5% £250,001 - £325,000; 10% £325,001 - £750,000; 12% above |
| Wales (LTT) | 0% to £225,000; 6% £225,001 - £400,000; 7.5% £400,001 - £750,000; 10% £750,001 - £1.5m; 12% above |
Each rate applies only to the slice of the price within that band. Higher rates or supplements apply to additional dwellings, and first-time buyer reliefs differ by nation.
Who Uses This Reference Card?
- Accountants and bookkeepers — Quick lookup during client calls and tax return preparation
- Self-employed people — Check your tax band and estimate your bill throughout the year
- Company directors — Reference dividend tax rates and Corporation Tax thresholds
- Landlords — Check CGT rates on property, Stamp Duty bands, and IHT thresholds
- Payroll professionals — NIC thresholds and rates for payroll calculations
- Financial advisers — Quick reference for pension allowances and tax-efficient planning
Frequently Asked Questions
The card includes all key UK tax rates for 2026/27: Income Tax bands and rates (personal allowance, basic rate 20%, higher rate 40%, additional rate 45%), National Insurance rates (Class 1, 2, 3, 4), VAT rates (standard 20%, reduced 5%, zero-rated), Capital Gains Tax rates (18% and 24% for both property and other assets), Inheritance Tax nil-rate band (£325,000) and residence nil-rate band (£175,000), dividend tax rates (10.75%, 35.75%, 39.35%) and the £500 allowance, pension annual allowance (£60,000), marriage allowance (£1,260 transfer), child benefit thresholds (£60,000/£80,000), student loan thresholds (Plans 1-5 and postgraduate), and corporation tax rates (25% main, 19% small profits).
Yes, the UK Tax Rates Quick Reference Card is completely free to download as a PDF. No email signup, no registration, and no payment required. It is formatted as a single A4 page designed to be printed and kept on your desk or pinned to a noticeboard. The card is updated every tax year with the latest HMRC rates and thresholds.
Yes, you are welcome to share the tax rates card with colleagues, clients, or anyone who might find it useful. Many accountants and bookkeepers print copies for their office. If sharing online, please link back to this page rather than hosting the PDF directly.
The reference card is updated annually in April when the new UK tax year begins and HMRC publishes the latest rates and thresholds. We also update it after the Autumn Statement or Spring Budget if any rates change mid-year. This version covers the 2026/27 tax year (6 April 2026 to 5 April 2027).
The reference card is a single-page A4 PDF designed for easy printing. It uses a clean, tabular layout with all rates clearly organised by tax type. The design uses high-contrast colours for readability and is suitable for both colour and black-and-white printing. You can also save it to your phone or tablet for quick reference on the go.
Sources
- All rates sourced from GOV.UK Rates and Allowances
- Income Tax from GOV.UK Income Tax Rates
- NICs from GOV.UK National Insurance
- CGT from GOV.UK Capital Gains Tax
- IHT from GOV.UK Inheritance Tax
- Scottish rates from GOV.UK Scottish Income Tax
- Last verified: October 2026