Self-Employed Tax

PayToolkit's self-employed tax articles: practical UK tax guidance, worked examples, and links to the right free calculator for each topic.

Self Employed

Self-Employed vs Employed UK 2026/27: Tax Difference Explained

How does tax differ for self-employed vs employed workers in 2026/27? Side-by-side comparison of income tax, NI, expenses, pension, and take-home pay.

2026 · 8 min read
Contractors

IR35 Explained: What It Means for UK Contractors in 2026/27

How inside vs outside IR35 affects your take-home pay, who now decides your status, and the three key tests HMRC applies. With real figures.

June 2026 · 12 min read
Expenses

Allowable Expenses That Side Hustlers Forget to Claim

Common business expenses that self-employed people and side hustlers miss out on. Stop overpaying tax by claiming everything you are entitled to.

May 2026 · 6 min read
Self Employed

5 Tax Mistakes Self-Employed People Make (And How to Avoid Them)

From missed deadlines to wrong expenses, learn the five most common tax mistakes that cost self-employed people hundreds in penalties and lost tax relief.

May 2026 · 8 min read