Property Tax
PayToolkit's property tax articles: practical UK tax guidance, worked examples, and links to the right free calculator for each topic.
Property tax in the UK covers several different charges that catch owners and landlords at different points — Stamp Duty when you buy, Income Tax on rental profit while you hold, and Capital Gains Tax when you sell. Each has its own rules and reliefs, and getting them mixed up is a common (and costly) mistake. Start with the Stamp Duty Calculator for purchase costs and the Buy-to-Let Tax Calculator for ongoing rental income tax.
Selling up, or renting out a room or a whole property short-term? The Capital Gains Tax Calculator and Airbnb Host Tax Calculator are built for exactly those situations. If you're comparing whether to rent or buy in the first place, our Rent vs Buy Calculator lays out the real numbers side by side.
Capital Gains Tax on Property UK 2026/27
How much capital gains tax on selling a property in 2026/27? CGT rates are 18% (basic) and 24% (higher rate) on residential property. Annual exempt amount is £3,000.
PropertyFirst-Time Buyer Guide UK 2026/27
Complete first-time buyer guide for 2026/27. Stamp duty relief, how much you can borrow, Help to Buy alternatives, council tax, and all the costs to budget for.
PropertyHow to Reduce Your Council Tax Bill in 2026/27
7 proven ways to reduce your council tax bill in 2026/27. Single person discount, student exemption, disability reduction, challenging your band.
PropertySection 24 Mortgage Interest Ban Explained for Landlords
How Section 24 restricts mortgage interest relief and what it means for your buy-to-let tax bill. Strategies to minimise the impact.
PropertyStamp Duty Guide 2026: How Much Will You Pay?
Standard rates, first-time buyer relief, second home surcharge, and rates for Scotland and Wales — with worked examples for every scenario.