PAYE & Salary

PayToolkit's paye & salary articles: practical UK tax guidance, worked examples, and links to the right free calculator for each topic.

Income Tax

UK Personal Allowance 2026/27 Explained

What is the UK Personal Allowance in 2026/27? It is £12,570 — the amount you can earn tax-free. Who gets it, who loses it, and how to protect it.

2026 · 5 min read
Self Employed

Self-Employed vs Employed UK 2026/27: Tax Difference Explained

How does tax differ for self-employed vs employed workers in 2026/27? Side-by-side comparison of income tax, NI, expenses, pension, and take-home pay.

2026 · 8 min read
Income Tax

The 60% Tax Trap: What It Is and How to Avoid It

Earn between £100,000 and £125,140? You could be paying an effective 60% tax rate without realising it. Here is why — and how to escape it legally.

June 2026 · 8 min read