Updated July 2026 · Independent comparison, not sponsored
| PayToolkit | GOV.UK Calculator | MoneySavingExpert | UK Tax Tools | |
|---|---|---|---|---|
| Free | ✓ | ✓ | ✓ | ✓ |
| No signup | ✓ | ✓ | ✓ | ✓ |
| No data stored | ✓ | ✓ | ✓ | ✓ |
| 2026/27 rates | ✓ | ✓ | ✓ | ✓ |
| Employee tools | ✓ | ✓ | ✓ | ✓ |
| Self-employed tools | ✓ | ✗ | Limited | ✓ |
| Expense tracking | ✓ | ✗ | ✗ | ✗ |
| Number of calculators | 50+ | Few (official only) | A handful | 60+ |
| Mobile friendly | ✓ | ✓ | ✓ | ✓ |
The GOV.UK calculator is the official source and worth cross-checking against for peace of mind, but it's limited to core PAYE calculations. MoneySavingExpert is a trusted, well-established option for a quick salary check. UK Tax Tools offers a similarly broad calculator library to PayToolkit. Where PayToolkit differs is combining that breadth of calculators with a connected Expense Tracker and Tax Dashboard, so you're not just calculating a number once — you can track it through the year.
Browse PayToolkit's 50+ calculatorsPayToolkit uses the same official HMRC rates and thresholds as the GOV.UK calculator. For anything important, we recommend cross-checking against gov.uk directly, which we link to in our Tax Calculation Sources page.
No — PayToolkit, the GOV.UK calculator, MoneySavingExpert, and UK Tax Tools are all usable without creating an account.