Calculate stamp duty for any property price — instant 2026/27 SDLT calculator.
Try free →Stamp duty on a £400,000 property
Home movers pay £10,000 SDLT. First-time buyers benefit from relief and pay £5,000. Buy-to-let investors pay a 5% surcharge, totalling £30,000.
SDLT bands 2026/27
| Price band | Rate |
|---|
| Up to £125,000 | 0% |
| £125,001–£250,000 | 2% |
| £250,001–£925,000 | 5% |
| £925,001–£1,500,000 | 10% |
| Over £1,500,000 | 12% |
Other buying costs
- Solicitor fees: £1,500–£3,000
- Survey: £400–£1,500
- Mortgage arrangement fee: £0–£2,000
- Council tax: Check the band before buying — free band checker